All your transactions are being OK’d by US, you literally cannot do financial services without it as they will say you’re financing osama bin laden or ayatollah or whatever, there cannot be a EU system as all banks signed it, so bs about privacy and finance and eu is just that, bs, only crypto offers any way to do money transfers in any privacy friendly way
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Well its not that they cant track whats going on with crypto. (apart from a few coins i think -not sure).
If you really want to be private go cash or gold. (which is not as flexible)
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You can just generate a new wallet and receive crypto on it, withdrawing is different matter, but yeah you can easily transfer without kyc (and yeah the idea of public ledger means it can be easily tracked, but who generated this hash for a wallet, good luck)
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Ah, well, we might get lucky. If trump takes a crack at Greenland. I might also mention that Canada has often done a hard pass on American pressure there (ie. see Mortage derivatives that were not legal in Canada and responsible for 2008s meltdown. The yanks did try, though).
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Personally, my only decent hope lies in NGI Taler, the European implementation of GNU Taler.
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It’s not about absolute privacy/anonymous everything. I have an ID card after all and even I registered the birth of my children ( scarifying some of their privacy very early 
) .
Back to payments - not sure Jolla would happily take potatoes and some skins en exchange for my J2. Heck, even going Tampere and pay cash is over the board.
So there’s me, my bank (which I can’t legally avoid) and the recipient of the money. Screw other data sniffing parasites - and if Wero can’t clean their act, screw Wero, European or not.
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So just skip the weird privacy angle and accept you’re only allowed to use the banking system based on whims of US (if they accidentally (or maliciously, see debanking of Farage in UK) put you on their sanction list you will not be able to use app, web interface, atm, paypal or whichever ‘European and independent’ alternative)
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I challenge all the cynics here to develop a reliable financial digital service backed by official stable banks and suitable for everyone with in Europe, also for people with Android and iphones.
The reason I was cynical is that Wero, for all I can tell from the outside, talk the talk but do not walk the walk. In the past decade and more, I have seen too much of this.
I’m still not going to build a reliable pan-European, accessibility-perfected, cross-platform payment system to show the world how it should be done. Reasonable criticism can’t be the privilege of those who have the means and the opportunity to build something like that.
But I’m my aim was not to kill a European initiative. I can’t tell why they chose to build their web site or app they way they did, and I don’t know if it will improve in future. So I should have stayed my cynicism.
Having the service within Europe is at least not worse and Wero might in fact be an improvement. This might be a bit like the situation with SailfishOS, if we trust Wero to do the right thing long-term. (Revolution is the only remaining option if we reject improvement.)
According to Exodus Privacy Wero has two trackers: Adjust analytics and Matomo (Piwik). That’s all.
Adjust seems European, but not something I would want present in every transaction. Matomo can be configured to anything between benign and ultra evil. We don’t know which is the case here. And two trackers is still two more than Taler needs.
There are 22 permissions.You know that not all permissions are active. <…>I never have these on unless necessary.
That is 80% more permissions than Taler needs, but at least some of them will only be needed for specific tasks. Like scanning a QR code. Maybe fair enough if you can keep them off when it counts? Does Wero still work if you sever its access to things it has declared it wants?
Some of those permissions look like “security” excuses to make Wero only run on Google-blessed phones. Does Wero run under Android App Support on Sailfish? Will it remain runnable in AAS in future?
Location is sometimes necessary when you want to send money to your peers nearby.
No? This is the first time I have ever heard of payment-over-GPS 
I can think of easier ways if you, as a person, want to make sure your friend is nearby before sending them money. Surely the whereabouts of you and your friend is none of Wero’s business?
Wero is not yet an option in my neck of the woods. It will be interesting to see how they position themselves in a market with a deeply entrenched player (some 90% of people here use a single app). I will probably check it out when that time comes. Maybe Wero will work well on my phone and prove useful in my daily life.
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to my understanding WERO is also embedded in the individual apps of the participating banks - so if that works you can use WERO. I can report that my Sparkasse App is working in AAS and should support WERO.
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Yes, WERO is already active in the ING app.
Besides all the valuable discussions, I have a quite basic problem. If I install the wero (android) app, and try to start it, I only get a yellow screen for less than a second, than the app crashes. Has anyone managed already to get the android app running?
Do you run microG on your system?
yes, and it is activated at system→android support. But I’m not sure, whether it runs correctly. I remember, that some software didn’t run that needed microg, but can’t remember the details. Is there an easy way, to test microg?
There is a (some?) Microg dedicated thread. Perhaps there.
On the french Wikipedia page (that we can read from ZIMpedia) of Wero it is mentioned that the main purpose of Wero would be to free europeans from US-compagnies dependency for every-day payments, and that it is completely failling at this because of Android dependency.
This looks like a case for Jolla to step in negociations with banks / Wero corps and work out an Android free version of Wero.
This would draw attention. This would stop the big critic against Sailfish OS about “no banking apps”.
Sailfish OS is a unique opportunity to save Wero and Wero is a great opportunity for Jolla to support a bunch of banks at once, stepping out of shadows.
With current US Greenland madness it’s a great moment to achieve this and scale up.
Poke @rainemak ?
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The app of my bank (ASN) has three trackers that I don’t like: Adobe and two Google ones.
I can’t use the app, I complained and it is blocked now. I only use desktop and an identifier.
Many shops offered Ideal as online paying tool. It worked perfect. This is going to change into Wero. This Wero does not replace your desktop banking, it is predominantly meant for online shopping and it will be expanded with a ptp feature.
Did you get it working in the Sparkasse app? A while back I wasn’t able to set it up because it required a secure lockscreen on Android.
On January 3rd of this year, with the help of this forum post I was able to set up said secure lockscreen:
But still, Sparkasse can’t complete Wero setup because showing the initial PIN entry window doesn’t work (for Delta Chat it does when adding a new device, so no Sailfish OS issue)
I don’t really use the app, I do banking on PC, and my camera is broken anyways, so no Wero for me, so I did not try
Update: Wero registration inside the Sparkasse app was successful after updating to 5.0.0.73 (on my 10 III, the 10 IV and 10 V should already have AppSupport 13), installing the Keyguard patch by @nick8325 and setting an Android PIN.
At last, the european payment service on the european mobile OS is a thing 
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Wero still is a work in progress. In NL it will be implemented this year. They are working on a European paying service but all depends on how many banks will back it. Also all the shops that used Ideal now have change this into Wero. This will take time.