Banking apps on Sailfish OS

Well, sure there are wants and needs. But logging in to your bank account is unfortunately a ”need”, I’d say.

I’ve changed from Microsoft Windows to Linux so no, I’m not afraid that change. But a lot of stuff depends on digital apps these days, and I’m uncertain, if I’ll be able to solve the problems I might encounter with the phone. I think this is an understandable thought, and pretty sure it has been discussed over and over again. I guess I just paid a lot of attention to the phrase ”linux phone you can actually daily drive”, or something like that.

You can actually daily drive it. As said before it depends a lot. On your needs, on the things you want, on your country and on your bank.

I personally have a SailfishOS phone only, it has been my daily driver for almost four years now and I can’t complain. But what I also know is that I’m lucky and my banking app works with no issues (and even without microG).

So it is possible to daily drive SailfishOS. But you can be really unlucky with banking apps. I would suggest reading here: Banking apps on Sailfish OS

Most if not all Finnish banking apps works on SFOS and many of them still offer alternatives to the app when it comes to login. Last I checked at least OP still offer the paper lists with keys and Nordea and DanskeBank offered option to order small electronic dongle that generates the keys for your login.

I’m also in the same camp that bank identification is need, at least in Finland. But whether the bank apps work, has more to do how the banks have tied their apps to Google rather than Jolla. Of course as we are using completely different OS and are only emulating android, try to stay anonymous in Google’s eyes while still using all our android apps things can some times work and other day brake. That might happen if Google changes things and MicroG needs to catch up or Aurora won’t work for a moment etc.

As avhakola pointed out, maybe you could get that small electronic dongle from Danske to use it for identifications? If I remember correctly someone here has said that Danske has two apps? One for the banking tasks and then the identification app? Again, if I remember correctly, I have faint memory that someone would have mentioned that the actual banking app work. Highly recommend to search answer from this forum!

This pugged me so I did look where I had seen this conversation and it was in Mastodon: Joshua Strobl :verified:: "@djbiker@vivaldi.net @jolla@techhub.social dkb as…" - Joshua Strobl So at least with @JoshStrobl case, the bank app itself seems to work, but to mitigate the problem with Danske ID app you need to get the small TOTP thing from Danske.

Now it is up to you decide what you want to do. Personally I think many would want to have real alternative to android/IOS. Hard reality is that if not enough people are willing to go through the harder beginning then the alternative won’t ever grow big enough. Just my personal thinking, either way I think it was great that you found Sailfish, looked in to it, did pre-order(!!), have changed windows to linux etc. You are anyway on great path! :slight_smile:

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Yea and the Danske ID issue would simply be fixed if AppSupport reported as using a security locking mechanism (pin code lock, as an example). I’ve voiced my concerns with Danske Bank multiple times about the “security check” and they just don’t give a damn.

Dunno if Nordea is the same situation, I originally moved away from them around COVID timeframe (U.S. citizen “stimulus check” shenanigans), but would really like to know from current Nordea customers (since the release reported in OP is really old) if things still work. Between terrible customer support, terrible app experience, and Danske’s refusal to let me buy crypto from basically any modern exchange (this was years ago, gave up and I doubt their policy has changed at all) I have strongly considered becoming a Nordea customer again.

Sorry to derail. tl;dr If you can avoid Danske Bank, go with literally anything else. Even stuffing cash underneath your mattress if you must.

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Darn. I’ve had a good run, and f.ex. MobilePay still works for me flawlessly, but trying to finally switch to using a fresh Xperia 10 V now I got hit with a red “download the app from Play Store” prompt by OmaVahvistus (2.6.0), the OmaSäästöpankki ID app. I’m using SF 5.0.0.73 with microG 0.3.12.250932. Trying to set up a google account in microG fails because of failure in “access to google servers”.

The silly thing is that the OmaVahvistus 2.6.0 app works in Xperia 10 II with the same versions of SFOS and microG, even witt he The Settings - Apps - OmaVahvistus - Androidsettings recognizing it was downloaded from Aurora Store. So it should work in Xperia V too I believe.

Could it be that there is some problem with the MicroG if it fails to access google servers?

You can try to use this app by @Rikudou_Sennin to patch the app and make it pretend it was installed from the Play Store, it works with my (Italian) bank application.

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I tried with picking Google Play as the source for my OmaSp banking apps and I failed. A peculiar thing, now Settings -Apps - [ ] - Open AndroidSettings show “microG assistant” as the source for OmaSp apps instead of Aurora Store as it previously was.

My microG settings may be wonky after trying out things.

microG Assistant is IMO okay, they have a package with the same ID as the Play Store to avoid apps failing when the app does not exist.

In that case I guess my microG may not be doing properly all the things it should be doing. And at the same time, some usual suspects like Whatsapp is working just right for me.

(Possibly after Sailfish OS 5.0.0.72, not sure, but for some month or two now), I’ve had issues with MobilePay: it has now twice stopped working (red text after I enter my PIN-code: complains about it cannot start, suggests to reinstall it - hints about possible modified (jailbraked?) device). Reinstalling it fixes it but this is a bit annoying (fe. as I use it pay tickets from HSL app on the go) as it happens so randomly and setting it up is not something to be done on the road. Re-install also complained that the browsers were out-of-date and couldn’t be used (installing the free Duckduckgo browser worked).

Mentioning the version of the MobilePay, what phone you are using, and if you have microG or Gapps installed, might help narrow this down if not everyone is experiencing this issue.

Sorry, Xperia 10 II, microG and currently MobilePay 10.10.0

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In Germany:
Has anyone managed to get the new Consorsbank App running? With the mentioned AAS Installer Patcher it will pass the installation check but fails later on for me.

Their old SecurePlus app for TAN generation was running without problems.

Probably time to find a new broker…

I have to correct myself: with the AAS Installer Patcher the Consorsbank App does work. It ‘just’ stopped due to the well known Android connectivity problems.

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Has anyone tried the UK Barclays App on Sailfish (App Support) yet?
If not I could give it a go. However I already have the app on my Android, so I’m wondering what would happen (from a security point of view) if I tried to install it and log in.

I got the request via PM to check some bank apps in Germany whether they at least start (the requestor is not on Sailfish OS yet.)

All installed via Aurora and tested whether app starts and runs until login screen:

  • Postbank v 3.31.0.8251: app starts
  • ING Deutschland v9.8.1: app starts
  • easybank (ex. Barclays): not found in store, only for other countries
  • Barclays v8.20.1: app starts
  • HVB Mobile Banking v5.32.0: app starts
  • SecureGo plus (Renault Bank) v4.2.9: app starts

(microG installed)

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I use ING and it works without problems, even without microG.

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